Limits

Limits keep each plan sized to what you can comfortably pay back. Here are the numbers, how they’re counted, and how they grow.

Smallest send

$10

Largest single sendOnce your limit allows it

$10,000

Starting limitThe most you can have outstanding across all plans

$1,000

Open plans at once

5

How your limit works

Your limit caps the amounts you’ve sent and not yet paid back, across every open plan. Fees don’t count toward it. With a starting limit of $1,000, you could send $1,000 once, or spread it across several smaller plans.

Room comes back as you pay

Each payment frees its share of the amount you sent. On a $100.00 plan over 10 months, every $10.50 payment frees $10.00 of your limit. Pay a plan off and its full amount is available again.

Raising your limit

Pay on time. Your limit grows as you complete payments, and there’s nothing to apply for. While a payment is overdue, new sends pause and your limit holds where it is.

Open plans

You can run up to 5 plans at once, as long as their combined amount stays within your limit. When a plan is paid off, its slot opens up again.