Sprout
Open app

How it works

Their money now.
Your money over time.

The full amount goes to any wallet today. You pay it back over 1 day to 12 months, for one flat 5% fee.

Open AppSee pricing
They receive today
$100.00
You pay each month
10 × $10.50

For you, the sender

Five steps from wallet to sent.

Everything happens in your browser, and you see every number before you sign.

  1. Step 1

    Connect your wallet.

    Use the Solana wallet you already have: Phantom, Solflare or Backpack. No new account, nothing to deposit, and every transaction is one you sign yourself.

    Connect a wallet

    • Phantom7xKX…9fGhConnected
    • SolflareBrowser or mobile
    • BackpackBrowser or mobile

  2. Step 2

    Paste their address.

    Any Solana address or .sol name. Sprout checks it as you paste, so a typo gets caught before anything moves.

  3. Step 3

    Pick the amount.

    $10 to $10,000 per send, in USDC on Solana. Whatever you enter is exactly what lands in their wallet.

    Amount

    $100

    They receive $100.00

    USDC · Solana

  4. Step 4

    Choose how long to pay.

    Any term from 1 day to 12 months. A 1-day plan is one payment the next day, weekly terms pay weekly, monthly terms every 30 days, and the fee is the same 5% either way.

  5. Step 5

    Confirm. They’re paid.

    You see what they get, the fee and every payment before you sign. Confirm, and the full amount goes out in one transfer.

    Sending to

    maya.sol yugD…AHKK

    They receive today
    $100.00
    Flat fee (5%)
    $5.00
    Your payments
    10 × $10.50
    First payment
    in 1 month

For them, the recipient

They get all of it.
Right now.

No installment on their side. It arrives in full, in one transfer, the moment you confirm.

A normal transfer.
Nothing to claim, nothing to unlock, no link to click.
The full amount.
Send $100.00, they receive $100.00. Your fee is never taken from theirs.
No app. No account.
They don’t sign up or download a thing.
Theirs to keep.
Nothing is ever pulled back from their wallet, whatever happens.

Your schedule

Every payment, known up front.

The first is due one month after you send. The last absorbs any rounding, so it adds up to the cent.

They receive today
$100.00
Flat fee (5%)
$5.00
You pay each month
$10.50
You pay in total
$105.00
  1. TodayThey receive$100.00
  2. Month 1in 1 month$10.50$10.50 paid
  3. Month 2in 2 months$10.50$21.00 paid
  4. Month 3in 3 months$10.50$31.50 paid
  5. Month 4in 4 months$10.50$42.00 paid
  6. Month 5in 5 months$10.50$52.50 paid
  7. Month 6in 6 months$10.50$63.00 paid
  8. Month 7in 7 months$10.50$73.50 paid
  9. Month 8in 8 months$10.50$84.00 paid
  10. Month 9in 9 months$10.50$94.50 paid
  11. Month 10in 10 months$10.50$105.00 paid

Autopay

Approve once. Then forget about it.

Each payment leaves your wallet on its due date, so you never have to remember.

One approval, for this plan only.
Sprout’s program can collect up to exactly $105.00 of USDC on a $100 send. Nothing else in your wallet.
A heads-up first.
A reminder 3 days before every due date.
Revoke it anytime.
Switch it off in Sprout, or revoke the approval from your wallet.
Or pay by hand.
Skip autopay and pay each one yourself in Sprout.
Sproutnow

Payment in 3 days

$10.50 for your send to maya.sol. Autopay is on, so there’s nothing to do.

Your plan

maya.sol

2 of 10 paid

Left to pay

$84.00

Fee stays $5.00. No penalty for paying early.

Paying early

Pay it off whenever you like.

Clear the next payment early, or the whole balance at once. Your fee stays $5.00 on a $100 send either way.

3

days of grace

and no late fees

If you miss a payment

Life happens. Here’s what we do.

Your total never changes because a payment was late: it stays $105.00 on a $100 send.

  1. Due date

    Payment due

    Autopay tries on the day. If it can’t, you’ll hear from us.

  2. Next 3 days

    Grace period

    Pay any time in the next 3 days and it’s as if nothing happened.

  3. After that

    New sends pause

    Your open plans carry on as normal. You just can’t start a new one until you’re caught up.

Limits

The numbers, plainly.

Send USDC on Solana.

$10

Smallest send

$10,000

Largest send

$1,000

Starting limit

Outstanding, for a new account

5

Open plans

Running at once

Limits are set per account during early access and may change.

Send it today.
Pay it back gently.

$100.00 to them now. 10 × $10.50 from you. That’s the whole deal.

Open AppSee pricing