Pricing
One fee. Five percent.
Charged once, on what you send. The same for 1 day or 12 months.
Send $100.00 on a 10-month plan
They receive today
$100.00
The full amount, in one transfer.
Flat fee (5%)
$5.00
Charged once. It never grows.
You pay over 10 months
10×$10.50
$105.00 in total, the first in 1 month.
- No interest
- No late fees
- No early-payoff penalty
Plan calculator
Try your own numbers.
$10 to $10,000, over 1 day to 12 months.
They receive this full amount today.
Monthly payments every 30 days, the first one 30 days after you send. Pay off early any time.
You pay
10 payments
- They receive today
- $100.00
- Flat fee (5%)
- $5.00
- You pay in total
- $105.00
- Interest
- None
The fee is fixed when you confirm and never grows.
Every plan at a glance
Same fee. Your pace.
Read across a row: the fee and the total never change, only how you split them.
| You send | Fee | 1 wkone payment | 2 wk2 weekly | 1 moone payment | 3 mo3 monthly | 6 mo6 monthly | 10 mo10 monthly | 12 mo12 monthly | Total |
|---|---|---|---|---|---|---|---|---|---|
| $50 | $2.50 | $52.50 | $26.25/wk | $52.50 | $17.50/mo | $8.75/mo | $5.25/mo | $4.37/molast $4.43 | $52.50 |
| $100 | $5.00 | $105.00 | $52.50/wk | $105.00 | $35.00/mo | $17.50/mo | $10.50/moOur example | $8.75/mo | $105.00 |
| $250 | $12.50 | $262.50 | $131.25/wk | $262.50 | $87.50/mo | $43.75/mo | $26.25/mo | $21.87/molast $21.93 | $262.50 |
| $500 | $25.00 | $525.00 | $262.50/wk | $525.00 | $175.00/mo | $87.50/mo | $52.50/mo | $43.75/mo | $525.00 |
| $1,000 | $50.00 | $1,050.00 | $525.00/wk | $1,050.00 | $350.00/mo | $175.00/mo | $105.00/mo | $87.50/mo | $1,050.00 |
| $2,500 | $125.00 | $2,625.00 | $1,312.50/wk | $2,625.00 | $875.00/mo | $437.50/mo | $262.50/mo | $218.75/mo | $2,625.00 |
Swipe the table to see every term.
Nothing else
What you’ll never pay.
Interest.
No APR, nothing that compounds, nothing that grows the longer you take. 12 months costs what 1 day costs.
Late fees.
Miss a payment and you get 3 days of grace. After that, new sends pause until you catch up. No fee is added.
Early-payoff penalties.
Pay ahead, or clear the whole balance at once, whenever you like. It never costs a cent extra.
Account fees.
No subscription, no monthly charge, nothing to sign up, and nothing for your recipient to receive.
Network fees
The network’s cut isn’t ours.
Every onchain transaction costs a small network fee, often called gas. It goes to the network, not to Sprout, and it isn’t part of your 5%.
You pay it on transactions you sign yourself, like approving autopay. On Solana it’s paid in SOL, a transfer costs a fraction of a cent, and your wallet shows the fee before you sign.
Your wallet
Approve autopay
- Spending cap
- $105.00 USDC
- Network
- Solana
- Network fee
- Paid in SOL to Solana
Once. It’s 5% of the amount you send, fixed when you confirm and spread evenly across your payments. On a $100 send that’s $5.00, whether you take 1 day or 12 months.
$100.00 today.
10 × $10.50, later.
The number you see when you confirm is the number you pay.