Sprout docs
Sprout, explained.
They get the full amount today. You pay it back over 1 day to 12 months, for one flat 5% fee.
Start here.
Every pageQuickstart
Send your first plan in about two minutes.
Plans & schedules
Every term, and when each payment falls due.
Fees
One flat 5%. Fixed when you confirm.
Paying back
Autopay, manual payments and paying early.
Assets & networks
What you can send, and where.
Security
What Sprout can touch, and what it never can.
How Sprout works in 60 seconds
They get it now. You pay over time.
Take the simplest case: $100 to a friend, paid back over 10 months.
Step 1
You send.
Paste any Solana address, pick an amount and a term. You don’t need the money in your wallet today.
Step 2
They get all of it.
Sprout pays the full $100.00 right away, from its own liquidity, in one USDC transfer.
Step 3
You pay Sprout back.
$105.00 as 10 payments of $10.50. The first is due one month after you send.
The price never moves. The fee is fixed the moment you confirm. No interest, nothing compounds: the $5.00 you see is the $5.00 you pay.
How fees workGood to know.
$10
The smallest send.
Sending somewhere new? Try it first. Transfers are final, like any onchain transfer.
$1,000
Where new accounts start.
Your limit grows as you complete payments. There’s nothing to apply for.
0
Things your recipient needs.
No account, no app, no sign-up. Any Solana wallet address works.
Every page.
Short pages, plain words. Start at the top or jump to what you need.
Getting started
Reference
- Supported assets & networksWhat you can send, on which network, and what you repay in.
- WalletsWhich wallets work with Sprout, how connecting works, and address formats.
- RecipientsWhat the person you pay sees, and what they need (nothing).
- SecurityWhat Sprout can and cannot touch, and how to spot a fake.
- GlossaryEvery term in these docs, in a sentence or two.
Using Sprout
- Sending moneyWhat happens between pressing Send and the money landing in their wallet.
- Plans & schedulesEvery term from 1 day to 12 months, how payments are split, and when they fall due.
- FeesOne flat fee per send, fixed when you confirm. No interest, no late fees.
- AutopayHow autopay collects each payment on time, and how to turn it off.
- Paying backDue dates, manual payments, paying early and closing a plan.
- Missed paymentsWhat happens if a payment fails, the grace period, and how to catch up.
- LimitsHow much you can send, how many plans you can run, and how limits grow.
Last updated October 28, 2026
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