Sprout
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Paid in full.
Paid over time.

Send USDC to any Solana wallet. They receive the whole amount now; you pay it back in a day, or weekly or monthly, for one flat 5%.

Send with SproutHow it works

Some payments can’t wait for payday.

Rent due on Friday. A friend stuck at the airport. The deposit that holds the apartment.

Sprout pays them in full, right now, and lets you catch up a little at a time.

Any wallet, the full amount

Paste a Solana address or a .sol name and pick an amount. Your recipient gets one ordinary USDC transfer for everything you sent, and nothing to repay.

Start a send

Received

100.00 USDC

From
you.sol
To
maya.sol
Network
Solana
Arrived
in one transfer

A day or a year, your call

Pay it back in a day, or weekly or monthly over up to twelve months. Every payment and its date is on screen before you confirm, and the fee is locked the moment you do.

See the pricing

Your plan

10 months

  1. Month 1$10.50
  2. Month 2$10.50
  3. Month 3$10.50
  4. Month 4$10.50
  5. Month 5$10.50
  6. + 5 more$105.00 total

Autopay does the rest

Each payment is collected on its date, with a heads-up 3 days before. Pay ahead or clear a plan whenever you like, at no extra cost.

How paying back works
  1. Month 1$10.50
  2. Month 2$10.50
  3. Month 3$10.50
  4. Month 4$10.50
  5. Month 5$10.50
  6. Month 6$10.50
  7. Month 7$10.50
  8. Month 8$10.50
  9. Month 9$10.50
  10. Month 10$10.50

One flat fee, then nothing else.

Send $100 over ten months and you pay $10.50 a month, $105.00 in all. That number is set when you confirm and never moves.

  • No interest

    The 5% is charged once, on the amount you send. It never accrues, compounds or grows with time.

  • No late fees

    Miss a payment and nothing is added. You get 3 days to catch up; until then, new sends pause. Your recipient is never affected.

  • No early-payment penalty

    Pay ahead or clear a plan whenever you like. The fee was fixed when you confirmed, so finishing early just means finishing.

Try a number.

Pick an amount and a term. You’ll see every payment before anything is sent.

$

They receive this full amount today.

10 months

Monthly payments every 30 days, the first one 30 days after you send. Pay off early any time.

You pay

$10.50/month

10 payments

in 1 monthin 10 months
They receive today
$100.00
Flat fee (5%)
$5.00
You pay in total
$105.00
Interest
None
Send $100 with Sprout

The fee is fixed when you confirm and never grows.

On a $100 send

Every term costs the same 5%. A longer plan only means smaller payments.

Send and repay in

USDC on Solana

Questions, answered.

All questions